General Liability For Contractors

Protect Your Contractor Business With General Liability Insurance, Texas

ContracSur is proud to offer general liability insurance for contractors in Rowlett, TX and the Greater Texas area, helping you protect your business and ease any worry your clients may have. We firmly believe in helping contractors protect themselves from unforeseen circumstances, injuries, or difficulties while executing their skilled trade work. ContracSur is an insurance agency that understands the importance of protecting contractors against any risks they may encounter while on a job site, which is why we're always in your corner. Our general liability insurance helps you exercise your right to earn an honest living and support the community at large by proudly performing your trade skills and improving the lives of others around you. Get the personalized touch of a local, family-owned business focused one hundred percent on the well-being and success of contractors across Texas!

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Purpose Of Investing In General Liability Insurance

General liability insurance from ContracSur is the best way to protect your blue-collar business from common, everyday risks associated with your specialized industry. Consider our coverage your first line of defense — a specific policy that takes care of everything from bodily injury to property damage. We understand that accidents can happen at any time, and it’s just good, honest business to be properly insured while you serve your residential and commercial clients. Getting in touch with us for a quote or visiting our office is the best way to receive high-quality insurance coverage from individuals who understand the struggles you may experience as a contractor. ContracSur’s general liability insurance coverage plans are beneficial because of how much they protect you — as a business or as an individual's service provider — from any unfortunate events that may occur. You can feel comfortable knowing we’ve got your back no matter what!

ContracSur focuses entirely on providing contractors with liability insurance that suits your workplace and budget. However, if you are in need of insurance coverage in Rowlett, TX and the Greater Texas area that does not directly fit into our general liability plan or other plans, we’ll happily refer you to our sister agency, Ryan Insurance. No matter what, you can feel confident your liability insurance coverage will be focused on aligning with your business, easing your mind of any everyday risks that may be present while your employees perform their work.

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The Importance Of General Liability Insurance For Contractors

If you are a business owner, then you know that having the right insurance is essential to protecting your business, your employees, and your customers. In fact, general liability insurance is one of the most important types of insurance you can have. It provides protection in the event that your business is sued for damages or injuries sustained by someone else.

There are many different types of businesses and each one has unique needs when it comes to insurance. General liability insurance is designed to cover the basic risks associated with most businesses. If you have a high-risk business, you may need to purchase additional coverage to fully protect your business.

General liability insurance can help protect your business from a variety of claims, including:

  • Body injury: If someone is injured on your property or as a result of your business activities, general liability insurance can help cover the cost of their medical bills. Keep in mind that employee injuries will likely require workers’ compensation insurance as well.

  • Property damage: If your business damages someone else's property, general liability insurance can help pay to repair or replace the damaged property.

  • Advertising Injury: General liability insurance can help protect your business from claims arising from your advertising activities, such as false advertising or copyright infringement.

  • Personal and advertising injury: General liability insurance can also help protect your business from claims arising from personal injuries sustained by someone on your property, such as a slip and fall.

General liability insurance is an important part of any business's risk management strategy. It can help protect your business from a variety of risks and liabilities, giving you peace of mind and allowing you to focus on running your business.

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How To Get The Right General Liability Insurance For Your Contracting Business

There are a few things you should keep in mind when shopping for general liability insurance for contractors:

  • Determine the coverage limits you need. General liability insurance policies typically have per occurrence and aggregate limits. Occurrence limits refer to the maximum amount your policy will pay out for each individual claim, while aggregate limits refer to the total amount your policy will pay out over the course of the policy period. You'll need to determine how much coverage you need based on your business's risks and liabilities.

  • Choose a policy with a broad range of coverage. General liability insurance policies typically cover a wide range of risks and liabilities, but there may be some exclusions that require additional coverage, such as business auto insurance and workers’ compensation insurance. Make sure you understand what is and is not covered by your policy so you can make an informed decision.

  • Work with an experienced insurance agency like the team at ContracSur. General liability insurance can be complex, and it's important to work with an experienced insurance agent who can help you assess your needs and find the right policy for your business.

Get a quote from ContracSur today to see how we can help you get the right general liability insurance for your business. We're here to help you protect what you've worked hard to build.

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