The Importance of General Liability Insurance for Small Businesses

The Importance of General Liability Insurance for Small Businesses

Running a small business in Texas—especially in hands-on trades like construction, HVAC, or landscaping—comes with real risks. One accident or property damage claim could derail your hard work. That’s where general liability insurance comes in. At ContracSur, a trusted general liability insurance company based in Rowlett, TX, we specialize in protecting contractors and small businesses throughout the Greater Texas area.

insurance policy

What Is General Liability Insurance?

General liability insurance covers your business against third-party claims involving bodily injury, property damage, and personal or advertising injury. Whether you’re a plumber who accidentally floods a client's home or an electrician whose tools damage a customer’s property, general liability coverage can shield you from major financial setbacks.

HVAC contractor

Why Texas Contractors Need It

In Texas, contractor liability insurance isn’t always legally required—but that doesn’t mean you can afford to skip it. Clients and general contractors often require proof of insurance before hiring subcontractors. And if you operate without it, one lawsuit could put your entire business at risk.

ContracSur understands the specific needs of Texas contractors. Our policies are tailored to meet industry standards while staying compliant with local expectations. We help ensure you're covered whether you work residential remodels in Dallas or large-scale projects in San Antonio.

contractor with clipboard

Protect Your Business and Reputation

Beyond financial protection, having general liability insurance shows your professionalism. It builds trust with clients and helps you stand out in a competitive market. At ContracSur, we offer insurance for contractors that safeguards not just your tools—but your reputation.

roofing tool belt on roof

Choose a General Liability Insurance Company That Knows Your Trade

ContracSur has deep roots in the trades, and we only work with businesses like yours. We know what your workday looks like, and we craft policies that reflect the real-world risks you face. Located in Rowlett, TX, and serving the entire Texas region, we’re here to make insurance simple, affordable, and tailored to your trade.

Businesses We Cover

Get Covered Today

Contact ContracSur for a personalized general liability insurance quote and keep your business moving forward with confidence.

Get a Quote