4 Requirements for General Liability Insurance

Are you a contractor in Texas looking for general liability insurance? It can be difficult to know what kind of policies are important to protect your business. To help, ContracSur in Texas here with four requirements for obtaining general liability insurance coverage in Texas.

If you're a contractor in Texas, you'll need general liability insurance to protect your business from claims of bodily injury or property damage. To get started, contact our general liability insurance company for a quote on the best policy for you.

Bodily Injury Liability

Bodily injury liability covers damages that occur when someone is injured or killed while on your property. It also covers medical expenses incurred. This coverage is especially important for contractors who work in clients’ homes or businesses and may be liable for any accidents that happen on their job sites.

Property Damage Liability

In addition to bodily injury liability, property damage liability coverage protects you if someone’s property is damaged due to your negligence or carelessness while on the job. Without this coverage, you could be held liable for any damages that occur, resulting in hefty legal and financial fees.

Personal and Advertising Injury Liability

This type of coverage protects you if someone sues you for false advertising, slander, copyright infringement or libel. Without this coverage, your business could be at risk of becoming financially burdened by legal fees and settlements.

Workers’ Compensation

Lastly, Workers’ Compensation insurance provides medical coverage, lost wages, and death benefits for employees who become injured or sick while on the job. It also protects you from being sued by an employee if they are injured at work.

Get General Liability Insurance for Contractors Today

These four types of coverage are important to have when obtaining general liability insurance for contractors in Texas. By familiarizing yourself with these requirements, you can make sure that you are adequately covered and protected from any potential liabilities. To get started, contact ContractSur for the best general liability insurance policy for your business!

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